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Architects & Underwriters of Employee Benefits... |
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All Rights Reserved...Copyright 2003...Last Updated 07.15.03...License #0B97920 |
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PRODUCT & UNDERWRITING GUIDELINES |
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Carriers & Product Portfolio |
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Stars Across America |
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Schools Excess Liability Fund |
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S.C.O.P.E. |
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Administration & Forms |
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Product & Underwriting |
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MGU of the West |
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Contact Us |
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Tribal Benefits |
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Physicians Choice Network |

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Stoploss & Disability Product Guidelines |
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Group Size: Benefit Amounts: Benefit Durations: Benefit Integration: Rate Guarantee:
Medical Stoploss Specific Coverage Group Size: Contract Periods: Deductible Options: Simultaneous Funding: Aggregate Coverage Group Size: Contract Periods: Monthly Accomm.: Features & Options: |
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50 to 5,000 eligible employees Varies by group and participation 13 weeks to age 65 Full or partial integration One to three years
200 to 5,000 Paid, 18/12, 15/12, 12/12, 12/15, 12/18 $25,000 to $250,000 Available by carrier
200 to 5,000 Paid, 18/12, 15/12, 12/12, 12/15, 12/18 Available Aggregating Specific Retro Laser Laser Pool Split Funding |
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Voluntary Long and Short Term Disability |
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Short-term Disability Group Size: Benefit Amounts: Benefit Durations: Rate Guarantee: Benefit Integration: Rate Guarantee:
Long-term Disability Group Size: Benefit Amounts: Benefit Percentages: Elimination Periods: Benefit Durations: Benefit Integration: Rate Guarantee: |
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50 to 5,000 eligible employees Up to $600 of weekly benefit 13, 26, or 52 weeks One to three years Full or partial integration One to three years
50 to 5,000 eligible employees Up to $15,000 per month 50%, 60%, 66 2/3% and 70% 30, 60, 90, 180 or 365 days 2-years, 5-years, 7-years and to age 65 Full or partial, based on the industry and needs of the group One to three years |